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Tracker chart last updated June 2, 2016

GOAL: 7 Free one-way tickets from Ontario to Japan by September 2017.  It’s an ambitious goal and an experiment in travel hacking for large families.

Keeping organized with my credit card hacking is important.  I have to make sure to meet the minimum first 3 month spend and to remember to cancel cards before the first year is up if I decide the annual fee is not worth it.

I’ve created my very first HTML-coded table and I couldn’t be prouder!  It’s not fancy and quite squishy but it’s enough of a system to track my credit cards.  I’ll be adding to it from now until the end of 2017.

Note: Strikeout indicates a credit card that I have cancelled.

CASE STUDY: Excellent Credit (SWMBO)

CARD ANNUAL FEE BONUS PERKS DATE ISSUED INCOME REQD RE-BONUS?
MC US (BMO)** NONE if $1000 US spent yearly NONE Before 2014 0
MC AIRMILES (BMO)** NONE * Before 2014 0 NO
MC AIRMILES (BMO) NONE * Gave myself a low limit in case card was stolen on 2014 world trip 2014 0 NO
VISA AMAZON (Chase) NONE $20 Amazon credit No foreign transact’n fees Dec 2015 0 UNCLEAR but looks like you could
AMEX GOLD $150 waived 1st year 25000 rewards with $500 purchase in first 3 months Transfer to many plans. Pay for surcharges and flight taxes.
Excellent service
JAN 2016 $20K household with excellent credit NO
VISA Aeroplan Infinite (TD) $120 waived 1st year 15000 Aeroplan pts with 1st purchase JAN 2016 $60K or $100K house Rebonus after 6 months. Can be restricted
AMEX Airmiles Platinum ** $65 waived in 1st year 2000 blue Airmiles with $500 purchase in first 3 months FEB 2016 15K with excellent credit NO
AMEX Platinum $700 75000 rewards with $1000 purchase in first 3 months Huge sign up bonus. Fantastic perks. Transfer to many plans. Pay for surcharges and flight taxes. Excellent service. APR 2016 40K with excellent credit NO
AMEX Gold Business $250 waived in 1st year 40000 rewards with $5000 purchase in first 3 months Huge sign up bonus. Transfer to many plans. Excellent service. APR 2016 Excellent credit NO

*current offer is 400 airmiles but I am not counting that as I have no idea what kind of bonus, if any, I got when I signed up years ago.

** MC US (BMO) cancelled March 2016, MC Airmiles (BMO) cancelled March 2016, AMEX Airmiles Platinum cancelled May 2016.

CASE STUDY: Repairing Credit (Fahbio)

CARD ANNUAL FEE BONUS PERKS DATE ISSUED INCOME REQD RE-BONUS?
CIBC Visa Aerogold Infinite $120 waived as of April 1 but the bank manager waived the fee in March 15000 Aeroplan pts with first purchase March 2016 $60K personal or $100K household YES unless CIBC thinks you are abusing the system